Farmers National Bank
       

 

 

  

Current Interest Rates
NOW Accounts   0.35%
NOW Plus Accounts 2.00%
Super NOW Accounts  3.00%

 

 
Regular Checking Accounts
DDA Account
  • no minimum balance required to open account.
  • Minimum balance to avoid imposition of fees- A service charge fee of $3.00 will be imposed every statement cycle if the balance in the account falls below $300.00 any day of the cycle.
  • Fees: A per item fee of $.10 will be charged for each item in excess of ten items during a statement cycle. This fee will apply if the account balance falls below $300.00 on any day during the statement cycle.

Back to Top

 

NOW Account
Rate Information- Your interest rate and annual percentage yield may change. 
Frequency of rate changes- We may change the interest rate on your account at any time.
Determination of rate- At our discretion, we may change the interest rate on your account.
Compounding frequency- Interest will be compounded monthly.
Crediting frequency- Interest will be credited into this account monthly.
Effect of closing an account- If you close your account before interest is credited, you will not receive the accrued interest.
Minimum balance to open the account- You must deposit $1,000.00 to open this account.
Minimum balance to avoid imposition of fees- A service charge fee of $7.50 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle. A per item fee of $.20 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account).
This fee will apply if the daily balance falls below $1,000.00
Daily balance computation method- We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits- Interest begins to accrue on the business day you deposit noncash items (for example, checks).  

Back to Top

 

NOW PLUS Account
Rate Information- Your interest rate and annual percentage yield may change. 
Frequency of rate changes- We may change the interest rate on your account at any time.
Determination of rate- At our discretion, we may change the interest rate on your account.
Compounding frequency- Interest will be compounded monthly.
Crediting frequency- Interest will be credited into this account monthly.
Effect of closing an account- If you close your account before interest is credited, you will not receive the accrued interest.
Minimum balance to open the account- You must deposit $25,000.00 to open this account.
Minimum balance to avoid imposition of fees- A service charge fee of $8.50 will be imposed every statement cycle if the balance in the account falls below $25,000.00 any day of the cycle. A per item fee of $.20 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account).
This fee will apply if the daily balance falls below $25,000.00
Daily balance computation method- We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits- Interest begins to accrue on the business day you deposit noncash items (for example, checks).  

Back to Top

 

SUPER NOW Account
Rate Information- Your interest rate and annual percentage yield may change. 
Frequency of rate changes- We may change the interest rate on your account at any time.
Determination of rate- At our discretion, we may change the interest rate on your account.
Compounding frequency- Interest will be compounded monthly.
Crediting frequency- Interest will be credited into this account monthly.
Effect of closing an account- If you close your account before interest is credited, you will not receive the accrued interest.
Minimum balance to open the account- You must deposit $50,000.00 to open this account.
Minimum balance to avoid imposition of fees- A service charge fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $50,000.00 any day of the cycle. A per item fee of $.20 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account).
This fee will apply if the daily balance falls below $50,000.00
Daily balance computation method- We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits- Interest begins to accrue on the business day you deposit noncash items (for example, checks).  

Back to Top

 

Loans
Come by and visit with one of our loan officers about your credit needs.

Back to Top

 

Visa Check Cards
Check cards may be used to make a purchase or withdraw currency from an ATM. Contact us for an application, or click here for more detailed information.

Back to Top

 

Internet Banking
Internet Banking may be used to access your accounts, to transfer money between accounts, or to make a payment from a checking account to a loan account. You may also print transactions of your account at any time. Contact us for an application.

Click here to logon to IB

Back to Top

 

Bill Pay
Internet Banking may be used to pay bills 24 hours a day, seven days a week. Bills may be one-time payments or recurring payments. Contact us for an application.

Click here to logon to Bill Payment

Back to Top

 

Other Services
Safe Deposit Boxes
Travelers Checks
Cashier's Checks
Free Notary Service
Wire Transfers
Bank by Mail
24 Hour Night Deposit
Check Ordering
Treasury, Tax, & Loan Deposits
Direct Deposits
Fax
Savings Bonds
Stop Payments

Back to Top

 

Farmers National Bank

  Home || Internet Banking || Bill Pay || Products & Services || Calculators || Bank History || Privacy Policy || Cool Sites || Consumer Education || Email Us || Internet Banking Demo || Bill Pay Demo  || Community Calendar